Open a Premier Banks Account Online!
We have made it quick, easy and secure to apply for an account from your home or office! Products offered include:
- e-Personal Checking Accounts
- e-Personal Savings Accounts
- e-Health Savings Accounts
- e-CD
- Online Banking
- e-Statements
- Bill Pay
- Overdraft Protection
- Debit MasterCard®
Click here to learn more or to open an account online today!
Rates, terms and balance requirements may differ from your local branch and are only valid when you apply online
Premierbanks.com has a new look!
We are consistently improving our products, services and processes to benefit you as a customer. We have updated our website to bring you many new improvements including:
- Easier navigation
- Online Banking sign-on from the home page
- Online Account Opening
- Chat feature that allows you to connect with a Personal Banker during business hours
- Weather Watch feature that allows you to view the forecast in your area by entering your zip code
- Stock Market Watch
- Featured Product section that keeps you posted on all of our current promotions and new products
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor. Secure your investments with Premier's 3 bank charter advantage. Contact a Premier personal banker to learn more.
We are participating in the FDIC's Transaction Account Guarantee Program. Under that program, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and sepaate from the coverage available under the FDIC's general deposit insurance rules.
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
On October 14, 2008, the FDIC announced its temporary Transaction Account Guarantee Program, providing depositors with unlimited coverage for noninterest-bearing transaction accounts if their bank is a participant in the FDIC’s Temporary Liquidity Guarantee Program. Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts that cannot earn more than 0.5% interest. Interest-bearing accounts include NOW accounts that can earn more than 0.5% interest, other interest-bearing checking accounts, Money Market Deposit Accounts (MMDAs), savings accounts, and Certificates of Deposit (CDs). This program is in effect until June 30, 2010.
The discussion and examples of deposit insurance coverage in this brochure assume deposits are held in interest-bearing accounts.